Report for Jonathan Consumer (DOB: xx/xx/1978, SSN: xx-xx-1234)

Applicant Name:	CONSUMER, JONATHAN	Employer:	AJAX HARDWARE (12/1998)
Current Address:	10655 N BIRCH ST, BURBANK, CA 91502-9150 (06/95 - 01/98)	Emp Address:	2035 BROADWAY SUITE 300, LOS ANGELES CA 90019
Previous Address:	1314 SOPHIA LN APT 3, SANTA ANA, CA 92708-9270 (02/95)	Date of Birth:	MATCHES
Previous Address:	2600 BOWSER ST #312, LOS ANGELES, CA 90017-9001 (09/93)
Credit Score: 639 (New Experian/Fair, Isaac Model) Score Factors: Proportion of balance to high credit on bank revolving or all revolving accounts Length of time accounts have been established Number of accounts with balances Number of recent inquiries
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Credit Agency Notice (Experian)

The following advisory message(s) were returned from the credit agency:

Social security number matches record on file

Summary of Accounts

Credit Summary

No of Accounts	Payment Record	No of Accounts	Payment Record
6	Pays or paid as agreed	2	Other - Not rated
1	Pays or paid over 120 days past due

Trade Totals

	Limit	High Balance	Balance	Past Due	Payment	Available
Installment Totals	0	0	12,505	0	829
Revolving Totals	7,100	6,878	6,395	0	92	10%
Open Totals
Grand Totals	7,100	6,878	18,900	0	921

Creditor Records (Revolving Accounts)

Name	Opened	Balance	Limit	High Bal	Past Due	Payment	Rating/Status
HSBC BANK	09/10		0	971			Curr Acct/Closed
	Comment: Credit card lost or stolen.
CAP ONE	11/99	319	500	560		25	Pays as agreed
CAP ONE	07/11	434	750	489		15	Pays as agreed
AMEX	12/06	4,340	4,400	4,387			Pays as agreed
CREDIT ONE BANK	01/11	358	450	428		25	Pays as agreed
HSBC BANK	09/10	944	1,000	1,014		27	Pays as agreed

Creditor Records (Installment Accounts)

Name	Opened	Balance	Limit	High Bal	Past Due	Payment	Rating/Status
ALLY FINANCIAL	03/06						Curr Acct/Closed
COUNTY OF ORANGE	02/10	2,063				457	Pays as agreed
AMERICAN HONDA FINANCE	07/11	10,442				372	Pays as agreed

Creditor Payment Records

Legend

Wage Earner Plan (Ch. 13)

Repossession

Collection/Charge Off/Bad Debt/Skip


	Oct	Sep


	Feb	Jan		Dec	Nov	Oct	Sep	Aug

AMEX


	Feb	Jan		Dec	Nov	Oct	Sep	Aug	Jul	Jun	May

AMERICAN HONDA FINANCE


	Feb	Jan		Dec	Nov	Oct	Sep	Aug

Inquiries

Name	Date
CAP ONE	07/29/11
AMERICAN HONDA FINANCE	07/24/11
NCCINC/NORM REEVES HON	07/21/11
ELEVATIONS CU/U OF C	07/21/11
CREDIT ONE BANK	01/18/11
CHASE	01/06/11
CAP ONE	05/02/10

End of Experian Report Section

Criminal Data Disclaimer

The reporting of criminal records varies according to restrictions placed on reporting by the different court jurisdictions. While AOA has applied industry best practices in the attempt to accurately match and report the following information, the end user should cross check the applicant supplied information with the date of birth, middle name, physical descriptors and geographical areas where the applicant has lived to determine a positive match. Any criminal records listed herein must be carefully reviewed by the end user of this report prior to making any decision.

Most Wanted List: Name Matches (check carefully)

No matching criminal records found for subject

Terrorist: Name Matches (check carefully)

No matching terrorist records found for subject

Sex Offender Report: Name Matches (check carefully)

No matching criminal records found for subject

Supplemental Data Resource

Caution: The supplemental resource list is not part of the consumer report. It does not represent derogatory information on the consumer. These listings are provided solely as a resource tool, designed to provide additional possible sources of information that may or may not relate to the applicant. The customer is encouraged to contact these listings to determine whether additional information is available in connection with the applicant.

Important Note: If a rental applicant is refused for any reason based on information in this report, you are required by law to give the applicant a "Denial of Application to Rent" letter.

#1 National Eviction Search/Landlord Tenant Records

	Note: Exact address matches are displayed in blue
	No matching eviction records found for subject Jonathan Consumer (xx-xx-1234)
	No similar name matches found

#2 National Eviction Search/Landlord Tenant Records

	Note: Exact address matches are displayed in blue
	No matching eviction records found for subject Jonathan Consumer (xx-xx-1234)
	No similar name matches found

End of Report.

Important Note: If a rental applicant is refused for any reason based on information in this report, you are required by law to give the applicant a "Denial of Application to Rent" letter.