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Report Prepared For:

John Jones
You Sequoia Properties
1701 North Hill Street, Santa Ana, CA 92705
     Date: 03/09/2012 03:12 pm
Type of Report(s): Trans Union

Search Information Provided
Name: Consumer, Jonathan   SSN: xx-xx-1234   DOB: xx/xx/1978
Current Address:148 La Verne Ave., Long Beach, CA 90803
Property applied to: Kittridge Apartments, 14411 Kittridge Street, Van Nuys, CA 91405

Applicant SnapShot
Score: 461 (FICO Classic 2004)
 
TransUnion Report: Applicant Found
 
Monthly count of negative and positive accounts in last two years:
Positive Accounts     0 1 2 2 2 2 2 2 2 2 2 1 1 1 1 1 1 1 1 1 1 1 1 1
Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr
Negative Accounts     0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr
SSN Matches Credit Report:  OK 
 
Total Debt: $14,538    Total Monthly Payments: $0    Past Due Payments: $11,698     (Jump To)
Approximate After-Tax Income
Assumes a 25% tax bracket. Amount is calculated by taking the current income and multiplying by 0.75.
Money Left
Calculated by subtracting total credit report obligations from the approximate after-tax income.

Begin Report Section: Trans Union

Consumer Credit Report (Trans Union)
Applicant Name: CONSUMER, JONATHAN Employer: AJAX HARDWARE (12/1998)
Current Address: 10655 N BIRCH ST, BURBANK, CA 91502-9150 (06/95 - 01/98) Emp Address: 2035 BROADWAY SUITE 300, LOS ANGELES CA 90019
Previous Address: 1314 SOPHIA LN APT 3, SANTA ANA, CA 92708-9270 (02/95) Date of Birth: MATCHES
Previous Address: 2600 BOWSER ST #312, LOS ANGELES, CA 90017-9001 (09/93) SSN: xx-xx-1234 (Social Security Number Matches)
Credit Score: 461 (FICO Classic 2004)
    Score Factors:
    Serious delinquency, and public record or collection filed
    Time since delinquency is too recent or unknown
    Length of time since derogatory public record or collection is too short
    Number of accounts with delinquency
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Credit Agency Notice (Trans Union)
The following advisory message(s) were returned from the credit agency:
Exact match between SSN on input and SSN on file
(Current Address) Address alert (house number mismatch): Mismatch--input does not match file

Summary of Accounts
Positive: 2 Negative: 8 Public Record: 1 Collection: 6

Credit Summary
No of Accounts Payment Record No of Accounts Payment Record
2 Pays or paid as agreed 8 Bad debt, charge off, skip

Trade Totals
  Limit High Balance Balance Past Due Payment Available
Installment Totals  
Revolving Totals 0 0 13,845 11,005 0
Open Totals 0 403 693 693 0
Grand Totals 0 403 14,538 11,698 0  

Creditor Records (Revolving Accounts)
Name Opened Balance Limit High Bal Past Due Payment Rating/Status
CABELAS WFB 06/07 0 500 193 0   Bad debt; collection; skip
  Comment: Purchased by another lender.
FST PREMIER 12/09 389 300 389 389 0 Bad debt; collection; skip
  Comment: Profit and loss writeoff.
CHASE 06/07 0 1,000 1,469 0   Bad debt; collection; skip
  Comment: Purchased by another lender.
CHASE 04/07 0 1,000 1,527 0   Bad debt; collection; skip
  Comment: Purchased by another lender.
HSCB/NAUTL 07/07 2,840 2,500 2,840 0 0 Bad debt; collection; skip
  Comment: Purchased by another lender.
GECRB/AMEAGL 06/07 0 250 208 0   Bad debt; collection; skip
  Comment: Purchased by another lender.
GECRB/OLDNAV 08/06 0 124 174 0   Pays as agreed
  Comment: Closed.

Creditor Records (Installment Accounts)
Name Opened Balance Limit High Bal Past Due Payment Rating/Status
WELLSRECOVER 12/05 10,616 0 16,580 10,616 0 Bad debt; collection; skip
  Comment: Profit and loss writeoff.
TEXAN CREDIT 04/11 0 0 1,490 0   Pays as agreed
  Comment: Closed.

Creditor Records (Open Accounts)
Name Opened Balance Limit High Bal Past Due Payment Rating/Status
LVNV FUNDING 02/08 693 0 403 693 0 Bad debt; collection; skip
  Comment: Placed for collection.

Creditor Payment Records
Legend
Paid as agreed  30 days overdue  60 days overdue  90 days overdue  90+ days overdue
Wage Earner Plan (Ch. 13)  Repossession  Collection/Charge Off/Bad Debt/Skip  No Update

Name Status
GECRB/OLDNAV
Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb
TEXAN CREDIT
Dec Nov Oct Sep Aug Jul Jun May Apr

Collection Items
Assigned Last Act Name Orig Bal Curr Bal Status
12/11 02/12 T MOBILE 494 494
  Comment: Placed for collection. Collection account.
10/09 02/12 CHASE BANK USA N A 1,528 1,742
  Comment: Placed for collection. Collection account.
11/11 12/11 09 PARK VIEW AT TOWN LAKE 1,205 1,205
  Comment: Placed for collection. Collection account.
06/11 07/11 01 T MOBILE USA 570 570
  Comment: Placed for collection. Collection account.
10/10 06/11 01 WORLDS FOREMOST BANK 193 192
  Comment: Placed for collection. Collection account.
09/08 05/10 01 HOUSEHOLD RETAIL SERVICES 2,840 2,840
  Comment: Placed for collection. Collection account.

Public Records/UD/Skip
Legal Item Filed: 09/11 Type: Abs. Judgment Amount: $784 Plaintiff: POST UH APARTMENTS LLC Case Num: 4JC11001721 Comments: "Civil judgement"

Inquiries
Name Date
DC/APT OWNER 03/09/12
GECRB/AMAZON 12/02/11
HOUSTON FUND 05/16/11
TRANS UNION 04/28/11
TEXAN CREDIT 04/25/11
GECRB/PPEXTR 11/23/10

End of Report.

Important Note: If a rental applicant is refused for any reason based on information in this report, you are required by law to give the applicant a "Denial of Application to Rent" letter.


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